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Personal Lending

"Competitive Residential Mortgage Programs To Meet Your Needs"

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Business Lending

"Let Us Help You Finance Your Business"

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Personal Interest Checking

Personal Deposit Rates

Mobile Fraud Protection

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Everything is possible.™

Founded in 2008, Optima Bank & Trust is a locally-owned, award-winning, full-service community bank. We offer highly personalized and responsive service to individuals, small and medium-sized businesses, municipalities and not-for-profit organizations. Optima Bank is committed to helping our customers address their ever-changing financial needs.

Optima Bank has seven offices throughout New Hampshire, with a staff of 70 employees, all of who we believe are among the best bankers you’ll find anywhere.

Optima Premium Savings

2% APY for balances of $25,000 of greater. Click for details.

Never Pay ATM Fees. Anywhere.

No ATM fees regardless of ATM or network.

Getting a Loan

Looking for a home equity or commercial loan? Contact us here.