Home Navigation

Personal Banking

Learn More Find Your Location

The Optima Story

"It all started at our dining room table."

Meet Dan & Pam Why choose Optima?

Commercial Lending

"They embraced my entrepreneurial spirit."

Kate's Story Apply for a business loan

Mobile Fraud Protection

"Introducing Optima Guardian"

Learn more Sign up now

Commercial Banking

"Sophisticated, yet approachable. Like us."

Elm Grove Company's Story Check out our competitive rates

Personal Banking

"I love that I can bank from anywhere."

Jennifer's Story Bank from anywhere

Everything is possible.™

Founded in 2008, Optima Bank & Trust is a locally-owned, award-winning, full-service community bank. We offer highly personalized and responsive service to individuals, small and medium-sized businesses, municipalities and not-for-profit organizations. Optima Bank is committed to helping our customers address their ever-changing financial needs.

Optima Bank has seven offices throughout New Hampshire, with a staff of 70 employees, all of who we believe are among the best bankers you’ll find anywhere.

The Latest in Mobile Banking

Using the mobile banking application, smartphone users can deposit checks.

Never Pay ATM Fees. Anywhere.

No ATM fees regardless of ATM or network.

Getting a Loan

Looking for a home equity or commercial loan? Contact us here.