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The Optima Story

"It all started at our dining room table."

Meet Dan & Pam Why choose Optima?

Commercial Lending

"They embraced my entrepreneurial spirit."

Kate's Story Apply for a business loan

Personal Interest Checking

Personal Deposit Rates

Mobile Fraud Protection

"Introducing Optima Guardian"

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Everything is possible.™

Founded in 2008, Optima Bank & Trust is a locally-owned, award-winning, full-service community bank. We offer highly personalized and responsive service to individuals, small and medium-sized businesses, municipalities and not-for-profit organizations. Optima Bank is committed to helping our customers address their ever-changing financial needs.

Optima Bank has seven offices throughout New Hampshire, with a staff of 70 employees, all of who we believe are among the best bankers you’ll find anywhere.

New Optima Bill Pay Launched

Now pay bills even faster with iPay from Optima. Quicken/QuickBooks users must modify software settings. Click for guides.

Never Pay ATM Fees. Anywhere.

No ATM fees regardless of ATM or network.

Getting a Loan

Looking for a home equity or commercial loan? Contact us here.