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"For Personal,
IRA and Business Accounts"

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Personal Lending

"Competitive Residential Mortgage Programs To Meet Your Needs"

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Business Lending

"Let Us Help You Finance Your Business"

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Everything is possible.™

Founded in 2008, Optima Bank & Trust is an award-winning, full-service community bank. We offer highly personalized and responsive service to individuals, small and medium-sized businesses, municipalities and not-for-profit organizations. Optima Bank is committed to helping our customers address their ever-changing financial needs.

Optima Bank has seven offices throughout New Hampshire, with a staff of 80 employees, all of whom we believe are among the best bankers you’ll find anywhere.

Never Pay ATM Fees. Anywhere.

No ATM fees regardless of ATM or network.

Important Merger Information

We are pleased to announce that Optima Bank & Trust and Cambridge Trust signed a definitive merger agreement on December 5, 2018.

Getting a Loan

Looking for a home equity or commercial loan? Contact us here.