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Deposit by Mobile Phone

Want to deposit a check? Once you have downloaded the Optima Bank & Trust Mobile Banking app, it's as simple as taking a picture of the front and back of your endorsed check.

Optima Bank also offers a stand-alone application, Optima Deposit, for those iPhone TM and Android users who do not want to opt for the full array of mobile banking features, but would like to deposit checks remotely.

Demand deposit and savings accounts may be set up for Remote Deposit Anywhere (RDA). RDA is not available for CDs, IRAs, Health Savings Accounts or loans, although they are all visible in the mobile app.

How it Works

Depositing a check is as easy as taking a photo of the front and back of an endorsed check and then depositing it into the account you choose.

To deposit a check you have to follow a few simple steps: