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Looking For A Loan?

You’ve come to the right place.

We’re a local communityĀ bank that makes all of our decisions locally.

At Optima Bank & Trust you’ll work directly with the bank’s decision makers.

We understand the local market and will customize loans to meet your unique borrowing needs.

What are you waiting for? LET’S TALK.

We’ve got the loans you’re looking for:

Commercial Real Estate Loans
Construction Loans
SBA and BFA Loans
Working Capital and Revolving Lines of Credit
Term Loans for Equipment and Fixed Assets

We have personal loans too:

ConventionalĀ mortgages; portfolio residential lending; adjustable and fixed rate mortgages; construction loans and many other personal loan products.

We know what your business needs:

Checking and Cash Management Accounts
Commercial Money Market Accounts
Debit Cards with Free ATM Transactions Worldwide
Wire Transfer and ACH Processing
Online Cash Management and Bill Payment

Call (603) 433-9600.

Everything is Possible.TM
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CUSTOMER INFORMATION LINE

603-433-9600


FULL-SERVICE BRANCHES

Portsmouth
Downtown

603-433-9611
Two Harbour Place
Portsmouth, NH
03801

Portsmouth
Pease Tradeport

603-433-9655
20 International Drive
Portsmouth, NH
03801

Bedford

603-488-6040
99 S River Rd
Bedford, NH
03110

North Hampton

603-433-9633
26 Lafayette Road
North Hampton, NH
03862

Stratham

603-773-5222
17 Portsmouth Avenue
Stratham, NH
03885

CORPORATE OFFICES

603-433-9600
Two Harbour Place
Portsmouth, NH
03801

LOAN OFFICES

Dover

603-516-1175
828 Central Avenue
Dover, NH
03820