You've come to the right place.
We're a local bank that makes all of our decisions locally.
At Optima Bank & Trust you'll work directly with the bank's decision makers.
We understand the local market and will customize loans to meet your unique borrowing needs.
What are you waiting for? LET'S TALK.
We've got the loans you're looking for:
Commercial Real Estate Loans Construction Loans SBA and BFA Loans Working Capital and Revolving Lines of Credit Term Loans for Equipment and Fixed Assets
We know what your business needs:
Checking and Cash Management Accounts Commercial Money Market Accounts Debit Cards with Free ATM Transactions Worldwide Wire Transfer and ACH Processing Online Cash Management and Bill Payment
Looking for a personal loan too?
Optima also provides portfolio residential lending; jumbo mortgages; adjustable and fixed rate mortgages; construction loans and many other personal loan products. Call (603) 433-9600.