Optima Bank & Trust

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Commercial Loans

You've come to the right place.

We're a local bank that makes all of our decisions locally.

At Optima Bank & Trust you'll work directly with the bank's decision makers.

We understand the local market and will customize loans to meet your unique borrowing needs.

What are you waiting for? LET'S TALK.


We've got the loans you're looking for:

Commercial Real Estate Loans
Construction Loans
SBA and BFA Loans
Working Capital and Revolving Lines of Credit
Term Loans for Equipment and Fixed Assets

We know what your business needs:

Checking and Cash Management Accounts
Commercial Money Market Accounts
Debit Cards with Free ATM Transactions Worldwide
Wire Transfer and ACH Processing
Online Cash Management and Bill Payment

Looking for a personal loan too?

Optima also provides portfolio residential lending; jumbo mortgages; adjustable and fixed rate mortgages; construction loans and many other personal loan products. Call (603) 433-9600.

Everything is Possible