Commercial Services
Our Commercial Banking services include:
- Commercial Money Market Accounts
- Commercial Checking Accounts
- Cash Management Accounts
- Debit Cards and Free ATM Transactions
- Wire Transfer and ACH Processing
- Online Cash Management Services
- Online Bill Payment
Financing is often a critical part of our clients’ ability to move their businesses ahead. That said, it should be reassuring to know that we customize loans to meet your business borrowing requirements. Additionally, because you work directly with decision makers at Optima, you can expect your loan requests to be processed quickly, responsively and with an unusual absence of red tape.
Our portfolio of Lending Services includes:
- Working Capital and Revolving Lines of Credit
- Term Loans for Equipment and Fixed Assets
- Commercial Real Estate Loans
- Construction Loans
- SBA Loans
- BFA Loans
