| Commercial Checking |
- No Monthly Service Charge
- No Minimum Balance required
- Item Fee: $0.50 per debited item for over 150 items. $0.50 per credited item for over 50 items.
- Cash Management and add-on services available
- Minimum Deposit to open: $100
|
| Commercial Analysis |
- Premium Earnings Credit to offset fees
- Item Fee: $0.20 per check paid, ACH debit and ACH credit, $0.50 per deposit made and $0.10 per deposited item
- Monthly Service Charge: $8
- Cash Management and add-on services available
- Minimum Deposit to open: $100
|
| Commercial Interest Checking |
- Variable Rate: Interest compounded daily, credited monthly
- Commercial Interest Account Eligibility: Nonprofits, sole proprietors and individuals doing business under trade name
- Monthly Service Charge: $6 if average daily balance falls below $1,000
- Item Fee: $0.25 per each debited item. (No fee for balance of $1,000 and above)
- Minimum Deposit to open: $100
|
| Lawyer Trust (IOLTA) |
- Variable Interest Rate: Interest compounded daily, credited monthly
- No Minimum Balance required
- Minimum Deposit to open: $100
|
| Money Market |
- Variable Rate: Interest compounded daily, credited monthly
- Monthly Service Charge: $12 if average daily balance falls below $2,500
- Transaction Limitations: Six withdrawals per month. (No limitations on transfers made in person, by mail, ATM, or to pay an Optima Bank loan)
- Minimum Deposit to open: $100
|
| Statement Savings |
- Variable Rate: Interest compounded daily, credited monthly
- Monthly Service Charge: $4 if average daily balance falls below $250
- Transaction Limitations: Six withdrawals per month. (No limitations on transfers made in person, by mail, ATM, or to pay an Optima Bank loan)
- Minimum Deposit to open: $100
|
| Certificate of Deposit |
- Fixed Rate: Interest compounded daily, credited monthly
- Interest Payment Methods: Add to balance, deposit to checking or savings, ACH transfer or check
- Penalties for early withdrawal may apply
- Custom terms available
- Minimum Deposit to open: $1,000. (Jumbo CD $100,000)
|
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