| Commercial Checking |
- Minimum Deposit to Open: $100
- No Monthly Service Charge
- No Minimum Balance Required
- Item Fee: $0.50 per debit paid over 150 and $0.50 per credit made over 50
- Cash Management and add-on services available
|
| Commercial Analysis |
- Minimum Deposit to Open: $100
- Monthly Service Charge: $8
- Item Fee: $0.20 per check, ACH debit and ACH credit, $0.50 per deposit made and $0.10 per deposited item
- Premium Earnings Credit to Offset Fees
- Cash Management and add-on services available
|
| Commercial Interest Checking |
- Commercial Interest Account Eligibility: Nonprofits, sole proprietors and individuals doing business under trade name
- Minimum Deposit to Open: $100
- Variable Rate: Interest compounded daily credited monthly
- Monthly Service Charge: $6 if average daily balance falls below $1,000
- Item Fee: $0.25 per each debited item. (No fee for balance of $1,000 and above)
|
| Lawyer Trust (IOLTA) |
- Minimum Deposit to Open: $100
- Variable Interest Rate: Interest compounded daily credited monthly
- No Minimum Balance Required
|
| Money Market |
- Minimum Deposit to Open: $100
- Variable Rate: Interest compounded daily credited monthly
- Monthly Service Charge: $12 if average daily balance falls below $2,500
- Transaction Limitations: Six withdrawals per month (No limitations on transfers made in person, by mail, ATM, or to pay an Optima Bank loan)
|
| Statement Savings |
- Minimum Deposit to Open: $100
- Variable Rate: Interest compounded daily credited monthly
- Monthly Service Charge: $4 if average daily balance falls below $250
- Transaction Limitations: Six withdrawals per month (No limitations on transfers made in person, by mail, ATM, or to pay an Optima Bank Loan)
|
| Certificate of Deposit |
- Minimum Deposit to Open: $1,000 (Jumbo CD $100,000)
- Fixed Rate: Interest compounded daily credited monthly
- Interest Payment Methods: Add to balance; deposit to checking or savings; ACH transfer or check
- Penalties for early withdrawal may apply
- Custom terms available
|
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